Reverse Tax Formula Canada — How It Works

When you know the tax-included total but need the pre-tax amount, you use the reverse tax formula. It works the same way across every Canadian province and territory — the only difference is the rate you divide by. This page explains the formula, shows how it applies to every province, and links to free calculators for each one.

The Formula

The reverse tax formula is:

Pre-tax amount = Total ÷ (1 + tax rate)

For example, if the total tax rate is 13% (Ontario HST):

  • Pre-tax = Total ÷ 1.13
  • Tax amount = Total − Pre-tax

That's it. No multiplication, no separate steps. One division gives you the pre-tax amount; subtract from the total to get the tax.

Rates by Province and Territory

Canada has three tax structures — HST (single harmonized rate), GST + PST (two separate taxes), and GST only (Alberta and territories). Use the divisor that matches your province or territory:

Province / Territory Tax Type Rate Divisor
Ontario HST 13% 1.13
Nova Scotia HST 14% 1.14
New Brunswick HST 15% 1.15
Newfoundland and Labrador HST 15% 1.15
Prince Edward Island HST 15% 1.15
Quebec GST + QST 14.975% 1.14975
British Columbia GST + PST 12% 1.12
Saskatchewan GST + PST 11% 1.11
Manitoba GST + RST 12% 1.12
Alberta GST only 5% 1.05
Yukon GST only 5% 1.05
Northwest Territories GST only 5% 1.05
Nunavut GST only 5% 1.05

Worked Example for Each Tax Structure

HST example (Ontario 13%): $226.00 ÷ 1.13 = $200.00 — tax = $26.00

GST + PST example (BC 12%): $112.00 ÷ 1.12 = $100.00 — tax = $12.00

GST only example (Alberta 5%): $105.00 ÷ 1.05 = $100.00 — tax = $5.00

GST + QST example (Quebec 14.975%): $149.75 ÷ 1.14975 = $130.25 — tax = $19.50

Use a Calculator Instead

Rather than doing the division manually, use the free province-specific calculators on TaxBackwards.ca:

Use the free Canadian reverse tax calculator to extract tax from any total instantly.

Calculations are arithmetic estimations only and do not constitute formal tax or corporate auditing advice. All figures must be verified against current CRA guidelines before filing.